Saturday, January 29, 2011

CASH FLOW RECOVERY...Here's A Solution

There's been a lot of talk recently about "economic recovery", particularly as it relates to the American economy and the average American citizen. We still want to know WHEN, but, more importantly HOW we're going to get there, while banks continue to log record profits and still refuse to lend money to businesses and consumers in need of funding. I have a suggestion...let's stop watching CNN, MSNBC and listening to all the so-called forecasters of doom and gloom in our media and let's start FOCUSING on what we NEED to improve our individual and collective financial condition in America. The time for analysis and playing the Blame Game are OVER; no beneficial results have been produced for the masses of Americans after more than two years of this nonsense and the truth is...the only way challenges of any kind ever get turned into opportunities is through ACTION!

First, let's stop talking about what we fear, don't want or can't do...those in charge are only going to give you MORE OF THE SAME! FOCUS your thinking and attention on CASH FLOW, because that's what those who understand this economic cycle of upheaval are doing to succeed. Eliminate or minimize your time wasting activities (including worrying about imaginary disasters) and convert all that wasted energy into activity that will cause you to discover WHERE and HOW you're wasting money. Start creating a better reality for yourself in your mind, develop and WORK YOUR PLAN towards streamlining your expenses and increasing your CASH FLOW.

Maybe you're holding a private mortgage note (performing or non-performing), maybe you're paying too much on your mortgage(s) and refinancing isn't an option (due to credit ratings or the closing cost vs. the net result). Could it be that you've got some cash value life insurance or other annuity that could pay you partial or lump sum cash NOW? Sit down, pull out the paperwork, make as many lists as you need to get a clear picture...you could be sitting on CASH FLOW you didn't realize you had. If you need help sorting this out, give us a call or drop us a line. We're here to help! The next step is YOURS!

We Can Help You With:

Forensic Mortgage Audit Service - Get Your Money Back

Turning Point Consulting Group, LLC provides a professional, Government compliant, mortgage audit program analysis, at a minimal cost vs. significant returns of contractual overcharges to you (in many cases, amounting to THOUSANDS of dollars).

Mortgage Notes…Convert Your Seller-Financed Paper into SPENDABLE CASH NOW!

Turning Point Consulting Group, LLC has your Cash Flow Solution, if you’re holding Residential or Commercial Mortgage notes, as well as Seller-Financed Business Notes. Time is Money and the Present Value of Today’s Dollars are always worth more than Tomorrow’s Promise. Visit our website http://www.turningpointnotebuyer.com/ for an overview of our program. For a FREE, no obligation consultation that will outline the benefits of our service to you, either email turningpointnotebuyer@gmail.com with your questions or call Mr. Cater at (518) 265-0063 or Mr. Qadir at (518) 256-9828. You’ll be glad you did!

Monday, January 3, 2011

The US Real Estate Market - ANYBODY Wanna LEAD?

In a recent Wall Street Journal blog, entitled "Four Housing Issues to Watch in 2011", there's an interesting synopsis of the major points of concern to all Americans, whether you're a Producer or Consumer.

By Producer, I mean either an entrepreneur or other established capitalist, who is engaged in the development and/or funding of enterprise that provides goods and services. By Consumer, I mean all those in the J.O.B. (Just Over Broke) category who fund the consumption of these goods and services provided by the Producers. Both Consumers and Producers have a role to play in this mess, thus a responsibility to clean it up. Without further ado, here's my take on the points of concern raised here:

(1) Jobs - In an economy where the majority of available employment is exclusively in low-paying service industry jobs (mostly part-time), where's the growth opportunity for the average American of any age group? There's particular distress amongst younger Americans, who upon completing the college education adventure, have quickly discovered that the "American Dream" has become their nightmare, with a mountain of debt in the form of student loans and other incendiary credit devices laying in wait for them.

(2) Foreclosures - and their attendant "delays", caused in part by bureaucratic indecision (Fannie Mae/Freddie Mac) and bankers' greed/fraud are creating another stockpile of REO's that will trigger another round of mega-investor Bulk REO acquisitions in 2011. This activity has not helped in the past two years and will continue to do nothing to improve the economy for Consumers, nor restore confidence in the American Real Estate market.

(3) Washington - Congress and the Obama Administration have done nothing, except to bow down to the bankers and other insiders who have benefited from predatory lending and other insane borrower qualification practices and measures; these arcane practices essentially doom potential borrowers to failure from the outset. Time will tell, over the coming weeks as the Obama Administration unveils its proposed regulatory revisions to address several pressing issues, i.e. Fannie Mae, Freddie Mac, scaling back the last Consumer housing benefit to home ownership (the mortgage interest deduction), as well as clarifying the impact of Dodd-Frank Act's provisions regarding commercial lender risk management and seller financed mortgages.

(4) Lending Standards and Rates - Proposed new, government backed lending programs actually provide nothing new, except potential new pools of improperly managed debt risk, that will ultimately discourage the so-called "economic recovery" that is so near, yet, so far away to be believable.

So, I pose this questions to all the so-called "leaders" sitting at the table, posing as Producers, twiddling your thumbs, while our economy continues to implode with your meaningless paper and plastic toys...with ALL this at stake, guys, ANYBODY Wanna LEAD? Consumers are sick and tired of WAITING (hey, Consumers, feel free to SPEAK UP and jump in at any time)!

We Can Help You With:

Forensic Mortgage Audit Service - Get Your Money Back

Turning Point Consulting Group, LLC provides a professional, Government compliant, mortgage audit program analysis, at a minimal cost vs. significant returns of contractual overcharges to you (in many cases, amounting to THOUSANDS of dollars).

Mortgage Notes…Convert Your Seller-Financed Paper into SPENDABLE CASH NOW!

Turning Point Consulting Group, LLC has your Cash Flow Solution, if you’re holding Residential or Commercial Mortgage notes, as well as Seller-Financed Business Notes. Time is Money and the Present Value of Today’s Dollars are always worth more than Tomorrow’s Promise. Visit our website http://www.turningpointnotebuyer.com for an overview of our program. For a FREE, no obligation consultation that will outline the benefits of our service to you, either email turningpointnotebuyer@gmail.com with your questions or call Mr. Cater at (518) 265-0063 or Mr. Qadir at (518) 256-9828. You’ll be glad you did!